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Access credit report Meridian


access credit report Meridian

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You may request all three simultaneously or spread out your requests through the course of a year. Sign up for USA TODAY's Personal Finance e-mail newsletter. Every Friday, you'll get a week's worth of USA TODAY's personal finance news and columns. The experienced columnists and reporters at USA TODAY give you the news you need and advice you trust. Temple, an accountant, surfed to TrueCredit.com, a popular website owned by TransUnion, one of access credit report Meridian the Big Three credit bureaus. There she purchased her TransRisk credit score, TransUnion's assessment of her credit worthiness. Temple thought her score 608 was just high access credit report Meridian enough for her to qualify to buy access credit report Meridian a $207,000 home in a gated community in Holiday, Fla.

WATCH OUT: Typos can lead you to imposter credit sites "I was so excited," says Temple, who signed a purchase agreement with her fianc. The mortgage company, it turned out, judged Temple, 33, differently.

It looked at her FICO score, the assessment widely used by lenders, based on a formula supplied by Fair Isaac. Temple's FICO score was nearly 100 points lower than her TransRisk score. "Needless to say, we access credit report Meridian had to back out of our contract," access credit report Meridian she says. Temple didn't know that TransUnion and the other bureaus are trying to wrest control of the credit-scoring market from Fair Isaac. getting free credit report She had no way of knowing the competing scores differed.

Confusion awaits any consumer who dares tread online in search of a credit score, personal finance experts say. "It's one of the biggest rip-offs you can access credit report Meridian find," says credit consultant John Ulzheimer, author of You're Nothing But A Number: Why Achieving Great Credit Scores Should Be On Your List of Wealth Building Strategies.

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